Sep 15 2017

Medical Insurance is NOT a Right

It’s a common mistake to confuse the term “healthcare” with the meaning, “medical insurance”. Healthcare is the practice of applying medical assistance to patients. Medical insurance involves handling the payment for the service of healthcare.

Survivalists often use the “rule of threes” to triage survival issues. This rule states:

  • You can survive for three minutes without air
  • You can survive for three hours without shelter
  • You can survive for three days without water
  • You can survive for three weeks without food

Air, shelter, water and food tend to encompass our most pressing needs for survival. And yet, we don’t really consider access to any of them as “rights”. We take it for granted that everybody should be allowed access to these critical elements, but we still don’t legislate that they should be provided to everybody.

Only once these four critical elements are being supplied does medical attention come into focus, unless of course our survival is being threatened in a shorter time frame. If we find ourselves in a situation where we can bleed out in three minutes, shelter, water and food become trivial in comparison. The right to access critical medical assistance is assured by Federal law – see Emergency Medical Treatment and Labor Act (EMTALA).

Before anybody should seriously consider medical insurance as a right, we should first consider air, shelter, water, and food as rights. Then at some point, medical treatment could be added to the list. But any form of medical insurance to pay for medical treatment should not be considered as a “right”.